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If the bank is in a non-European country, the bank account number will suffice.
The value date is the date on which the money should be received by the destination bank.All certificated trades will incur an additional £20 charge.0.5% government stamp duty also applies to any purchase of UK equities.If you are selling we will also send you a CREST transfer form which you need to sign and return to us with your share certificate.These documents must reach us three working days before the settlement date (usually ten working days from the day you deal).If you are unsure of the suitability of an investment for your circumstances please seek advice.
Once in a pension, you can't normally access your money until at least age 55 (57 from 2028), up to 25% usually tax free and the rest taxed as income.
Tax rules can change and the value of any benefits depends on individual circumstances.
Important information - please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest.
Please note, your receiving bank might not allocate the funds to your account on the same day. Most value the same day, but some currencies value between one and two working days later.
You can check what your value date will be with our currency dealers before placing your deal.
If all paperwork is received in order we will send you a cheque for the proceeds of your deal on the settlement date.