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The service has actually been under the Pay Pal umbrella since 2008 when the company bought it from I4 Commerce, but it sat as a relatively dormant and underused feature until its rebrand in the middle of last year.
Though a competition of sorts, the Digital States Survey is more a showcase of state government's collective technology portfolio.
Some companies have a Pay Pal Credit option on their checkout screen, others don’t.
If you don’t see the option it doesn’t mean you can’t use the service – as long as Pay Pal is accepted, Pay Pal Credit will also be accepted.
The biggest difference between Pay Pal Credit and a bank-issued credit card is how it affects your credit score The initial setup is the same; Pay Pal will make a hard inquiry on your credit report, which may temporarily lower your credit score by a few points.
Thereafter, Pay Pal will never report any activity to the credit bureaus.
Beware, just because it won’t affect your credit score doesn’t mean it won’t affect you in other ways – Pay Pal will charge you up to the first time you’re late, and up to each time thereafter.
Debt can build up quickly, and it’s not easy to shake off.
The standard APR is 19.99 percent, which is slightly higher than most high street cards (though some “preferred customer” cards can see rates as low as 6 percent).
Your credit limit will be at least 0, and you may even get a sign-up bonus., including e Bay (though you cannot use it for purchases that fall into the categories of adult, digital goods, weapons, alcohol, and vehicles).
One such service is the recently rebranded “Pay Pal Credit“.
Pay Pal Credit – formerly called “Bill Me Later” – is best described as a virtual credit card.
And the outlook suggested by the 2016 survey is as strong as one would expect given the financial growth of the gov tech sector and the public's increasing interest in civic participation.